We’re never too busy to help someone you care about. If you have friends, family, or coworkers who could use our help, we invite you to share our story with them by forwarding this link. It’s our goal to help people like you by offering unbiased financial guidance.
Jeremy Reif, founder of Point Wealth, LLC, has worked in the investment advisory business since 2005. As a seasoned and locally recognized retirement professional, he is committed to maintaining the highest standards of integrity and professionalism in his relationships, and believes the key to success is honesty.
Our Asset Management program is specifically designed to help minimize exposure to risk and maximize return. Helping protect our clients’ principal and mitigating potential downside loss is paramount in their long-term investment success. By removing the emotional part of investing, our time-tested formulas can help take the guesswork out of investing. Our company is transparent and fee-based. Point Wealth is focused on doing what is right for our clients. If our clients do well, so do we.
Our job is to uncover your goals, analyze your financials, and help you pursue your ideal retirement. Our planning process also uncovers strategies with distribution, tax, estate, and charitable planning. At Point Wealth, our team customizes a simple plan for you and your advisor to follow.
We’ll delve into the pros and cons of leaving your retirement investments where they are versus moving it, and what the best decision could be for your individual situation. We also address what the internal charges are for your existing accounts, the amount of risk that your taking compared to what you’re comfortable with, and if your current plan is meeting your expectations.
With all of the recent changes with Social Security, there are a lot of pre-retirees and retirees with questions about their future. Our team will help you calculate potential taxes, the cost of waiting, and actual benefits. We’ll also address the pros and cons of taking your benefits early versus waiting.
Through our consulting services, we help pre-retirees and retirees construct a plan that helps make sure you and your family won’t outlive your retirement income, giving clients added confidence to make, plan, and enjoy retirement.
Learn the difference between Form 1040 line 3a and line 3b, why qualified dividends matter, and strategies that may help retirees keep more investment income taxed at favorable rates.
Learn how capital gains are taxed in retirement, when you may owe 0%, 15%, or 20% capital gains tax, and strategies to help manage taxes when selling investments.
Many retirees can make charitable donations directly from their IRA instead of their checking account. Learn how a Qualified Charitable Distribution (QCD) may reduce taxes while supporting your favorite charities.